SR22 filing · free quotes
Non-owner SR22 insurance
Need the filing and do not own a car? A non-owner liability policy still lets the insurer file the SR22.
People sell the car to “get out of insurance” and then the DMV still wants the SR22. The filing follows the license, not the title.
Related: sold the car · Iowa SR22 · Colorado SR22 · How it works · Contact. Carrier explainer: Progressive on SR-22.
Need the filing itself? Start on the SR22 insurance page. This guide is for drivers who do not own a car.
“Non owner SR22” is a real product. It does not cover a car you buy later. Switch to an owner policy if that happens and keep the filing continuous.
If the letter followed a DUI, also read DUI SR22 filing.
Questions
Non-owner SR22 insurance
Do I still need an SR22 if I sold the car?
Often yes. The state wants proof that you carry liability, not that a specific VIN is insured.
Does a non-owner policy cover a car I buy later?
No. Title a vehicle and switch to an owner policy. Keep the filing continuous so the DMV does not see a gap.
Does it cover a car I borrow?
It is liability coverage for you as a driver, not a policy on someone else’s car. Ask on the call what that carrier will cover.
Where do I file it?
Where the letter says. Open Iowa, Colorado, or another state page, then call (866) 778-1093.
Get started
Let’s get the SR22 on file.
Ask for the quote. We file in the states listed on this site.
(866) 778-1093